Car Leasing Frequently Asked Questions

We do offer free delivery service within a limit of 50 miles from our location. If you are outside of our delivery radius there may be an additional charge.

Where Can I service My Vehicle?

Your vehicle can be serviced at any authorized dealer in the United States.

Who to make check to every month?

Your monthly payments are made to the bank that is financing the auto lease. In most cases each car manufacturer acts as the financing bank, so in those cases the payment will be made to them.

What does “loyalty” mean?

A Manufacturer’s incentive for their existing customer to return to them. When we say that an advertised price requires “loyalty”, it means that you should currently be a customer of the respective car manufacturer in order to qualify for the incentive, and price reduction, on your new auto lease.

Can I purchase additional miles?

Depending on the manufacturer, the monthly auto lease payments includes mileage of 10,000 miles per year up to 15,000 per year. If you require additional mileage it may be purchased at the inception of the auto lease. If you go over your mileage during your lease you will be required to pay for the extra mileage.

Who do I call if there’s a problem with the car?

Each car we sell or lease comes with a standard manufacturer’s warranty. If you are within the limitations of the warranty you should contact your local authorized dealer. If you are outside the limitations of your warranty please contact us for a referral to a certified mechanic or body shop.

What does “$0 Down” mean?”

$0 down” means that you are not putting any money towards the monthly auto lease payment. You are financing the entire auto lease. The money due at signing is simply for inception fees, and the first month payment.

What Are Inception Fees?

Inception fees are the fees that you pay when you accept delivery of your new vehicle. They consist of the first month’s payment, Bank Fee,  Documentation Fee, Taxes, and DMV fees, all but the DMV and the First Month’s Payment, can be rolled into your Monthly Auto Lease Payment if you so choose.

What is a bank fee?

A bank fee is charged by the respective bank offering the lease. Basically an application fee. This fee cannot be waived however it can be capped into your monthly auto lease payments.

Can you recommend an insurance company?

Yes, please see the services page for our offerings.

 Can you recommend a body shop?

Yes, please see the services page for our offerings.

What does my credit have to be to get a lease?

There is no specific guideline for credit approval. Generally you should have a credit score over 600. Bankruptcies, tax liens, late payments, missed payments and child support are some of the things that may affect you from being approved.

Do you accept trade-ins?

Yes, please see our services page for our offerings.

Can I include all fees in to the payment?

Yes. You may request a “Sign & Drive” Lease, dependent on the Manufacturers Monthly Lease Program.

How do I know my information is secure?

Leasco Automotive Sales & Leasing, inc., has been in business for over two decades, priding itself on its stellar reputation for honesty, and integrity and we plan to keep it that way. All of your information is stored on a secure server and is protected by the latest technology and firewalls.

Can I transfer my old plates?

Yes. Simply request a plate transfer from us at the time we price your new Vehicle.

 Can you help me get out of my lease?

We can offer you assistance in finding someone to assume your auto lease when allowable by the bank financing your lease.

Do you charge a fee for your services?

No. Our fee is already included in our low prices. There is no additional fee to use our services.

How can you offer these leases for so cheap?

Due to the large volume of vehicles that we lease and sell we are able to procure wholesale pricing from the respective dealers we have relationships with.  We deal with some of the highest volume dealerships in the country, and therefore the lowest pricing. We simply pass those savings to you.

Do you also sell cars?

Yes.